First-Time Homebuyer Loans
Buying your first home shouldn't feel overwhelming. We guide you through every step — from pre-approval to closing — with programs tailored for first-time buyers, including low down payment and grant options.
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Serving Laredo & the Rio Grande Valley
Your Home Loan Journey Starts Right Here in Laredo
For over two decades, Security National Mortgage Company has helped Laredo families and investors secure the financing they deserve — with transparent rates, personalized guidance, and a team that treats every closing like it's our own.
20+
Years Serving Laredo
2,500+
Loans Closed
A+
BBB Rating
What We Offer
Mortgage Solutions Built for Every Chapter
Whether you're a first-time buyer, looking to refinance, or investing in your next property — we have a loan program designed to fit your goals and budget.
Refinance & Cash-Out
Lower your monthly payment, shorten your term, or tap into your home's equity for renovations, debt consolidation, or other investments. We'll run the numbers so you know exactly what you save.
Learn moreJumbo & Non-QM Loans
Self-employed? Working with non-traditional income? Our jumbo and non-QM loan programs give you options when conventional lending falls short — without sacrificing competitive terms.
Learn moreInvestment Property Loans
Expand your real estate portfolio with competitive investment property financing. Whether it's a duplex, rental home, or multi-unit building, we'll help you structure the deal right.
Learn moreFHA & VA Loans
Qualified veterans and families can access low-down-payment FHA and VA loan programs with flexible credit requirements. We handle the paperwork and make the process as smooth as possible.
Learn moreConstruction & Renovation Loans
Building from the ground up or renovating? We offer construction-to-permanent loans that simplify financing for build-and-reno projects, so you're never juggling multiple loans.
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20+
Years of trusted lending in Laredo
About Us
Schedule a Free Consultation
A Laredo-Led Team That Puts You First
Security National Mortgage Company was founded on a simple belief: everyone in Laredo deserves access to honest, transparent mortgage lending — without the high-pressure sales tactics or hidden fees.
Our team understands this community. We know the local market, the unique financial situations of our clients, and the importance of getting it right the first time. From first-time buyers in Webb County to investors expanding across the Valley, we bring the same dedication to every file.
Local Laredo office with in-person consultations
Bilingual staff — English and Spanish support
Direct access to your loan officer — no call centers
Competitive rates with no hidden lender fees
Fast pre-approval letters — often within 24 hours
How It Works
From Application to Keys in Four Simple Steps
We've streamlined the mortgage process so you know exactly what to expect at every stage — no surprises, no confusion.
01
Free Consultation
Call us or fill out our contact form to schedule a no-obligation conversation. We'll review your financial goals, credit profile, and budget to recommend the best loan program for your situation.
02
Pre-Approval
Once we've identified the right loan product, we'll gather the documents we need and submit your application. Most pre-approvals are issued within 24 hours so you can shop with confidence.
03
Processing & Underwriting
Your loan moves through our processing and underwriting teams, who verify your application, order appraisals, and ensure everything meets lender guidelines — all while keeping you updated.
04
Closing Day
Review your Closing Disclosure, sign the final documents, and get the keys to your new home. We're there every step of the way, answering questions and making sure the process goes smoothly.
Client Stories
What Our Clients Say About Us
Real feedback from real Laredo homeowners and investors who trusted us with their mortgage needs.
Security National Mortgage made our first home purchase feel effortless. They walked us through every step, answered all our questions, and got us a rate we couldn't believe. We couldn't be happier in our new home!
I refinanced my investment property through Security National and saved over $300 a month. The team was professional, responsive, and made the whole process painless. I recommend them to anyone looking for a trustworthy mortgage partner.
As a self-employed borrower, I thought getting a mortgage would be impossible. Security National found a program that worked with my income situation and closed in under 45 days. They truly go above and beyond.
Ready to Take the Next Step?
Whether you're just starting to explore your options or you're ready to apply, we're here to help. Call us today or fill out the form below — a free consultation is just a conversation away.
Get in Touch
Let's Start a Conversation
Have questions about your mortgage options? Want to schedule a free consultation? Reach out — we'd love to hear from you.
Office Address
120 W Village Blvd Ste 121
Laredo, TX 78041
Phone
(956) 284-0888
Email
info@secnatlmortgage.com
Business Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday: By appointment only
Request a Free Consultation
Fill out the form below and a member of our team will get back to you within one business day.
Thank You!
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Or call us now: (956) 284-0888